Here's how to build a budget with YNAB in 2023 from start to finish! PART ONE of this beginner's guide to YNAB explains how I set my personal budget, including budgeting for fixed expenses, variable expenses, savings goals, and debt repayment goals. We explain how to use YNAB goals to achieve your financial goals, plus my 2023 financial plan!

️ MY FINANCIAL SURVIVAL GUIDE (use code MONEY20 for 20% off)
Learn how to save money, create a budget that works for you, pay off debt, and invest.
https://ezbiolink.com/financialsurvivalguide

️ PART 2: https://youtu.be/d_6MzZmjVyA

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RELATED VIDEOS:
YNAB Playlist for Beginners: https://youtube.com/playlist?listPLwiZcVZy4hKPjfJbMqsZJv-TyA_HBYd43

Sinking fund: https://youtu.be/SqsHtm6jh8U
Credit cards in YNAB: https://youtu.be/kDzb-dCJLCk
YNAB targets (AKA goals): https://youtu.be/vzrEgyhboBw
Expenses you forget to budget for: https://youtu.be/Wj88gINQR94

CHAPTERS:
0:00 introduction to part one
1:53 YNAB Beginner Preview
5:07 categories and category groups
6:06 fixed expenses/bills
8:42 variable expenses
11:55 a.m. Savings goals/sinking fund
6:23 p.m. YNAB Targets/Goal Setting
25:55 Sinking fund objectives
31:05: establishment of the debt repayment objective
33:49 end of setup

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The opinions expressed in this video are my own and should not be construed as professional financial advice. I am not a certified financial advisor.

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