But for real. Why haven't you had one yet?????

Here's a quick list of what you need to know about high-yield savings accounts:

1. They are basically the same thing as a regular bank account, but they are usually only available online.

2. Since they are online only, you usually don't get a debit card, so you transfer your money to and from your regular bank account in order to access your money.

3. Because they are online only, they pass these savings on to their customers with higher interest savings accounts. My @ally is paying 3.4% right now! Your average physical location will only pay you a fraction of this rate.

4. You can withdraw your money at any time, up to six times a month, without fees.

5. And they are also FDIC insured and most of the ones I have seen have no monthly fees or minimums.

So wyd…..because it’s time for you to get on that win-win bank account.

Tell me your favorite HYSA below!

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