Track your expenses – A quick glance helps you determine your major expenses.

Increase your savings by at least 10% – Increasing your savings every year will help you build great wealth for your future goals.

Align your goals and investments – When was the last time you reviewed them? If you haven’t done so recently, it may be time for an update.

Improve your credit score – This year, promise yourself to pay all your debts on time and avoid any penalties.

Pay off your high-interest debts – To reduce your debt burden, first check the total amount of your debts and make a list of your debts.

Start a Passive Income Source – To combat increasing expenses and our need for a better lifestyle, it is important to have a passive income source.

Create an emergency fund – Dealing with unforeseen circumstances such as a medical emergency or job loss can be difficult. To prepare for such situations, you can create an emergency fund.

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