There are many things you can do to protect yourself and your computer from scammers, hackers, and identity thieves. Start by keeping your computer software up to date.

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Transcription:
Every day you hear about scammers, hackers and thieves…

…trying to use the Internet to steal your money and financial information.

The fact is that you and I can thwart many of their attempts. Every day we take steps to prevent bad guys from breaking into our homes and cars. We can also make it more difficult for them to break into our computers.

Here are some ways to thwart a hacker and protect your financial information:

1. Install security software on your computer.

Reputable companies offer many free options.

Configure the software to update automatically so that it can deal with any new security threats.

While you're at it, also set your operating system and web browser to update automatically.

If you're not sure how to do this, use the help feature and search for "automatic updates."

If you receive a phone call, email, text message or pop-up that your computer is infected with a virus or malware, do not buy this story:

–or the security software they sell. This could be a trick…

…to trick you into purchasing worthless or even harmful software.

2. Treat your financial information like cash. It is a very popular commodity. If someone asks for your financial information…

– tell your social security, credit card or bank account number – ask them why they need it and how they will protect it.

3. If you think you've found a good deal online,

But you don't know the company,

Dig a little deeper.

A quick internet search with the company name…

…and the word “review” or “complaint” can reveal a lot.

Also always look for a physical address and phone number. This way you know who to contact if you have a problem.

4. Do not give out your personal or financial information unless the website you are on is secure. If the URL doesn't start with https, don't enter your financial information. This S means secure. This means that the information you send is encrypted and protected.

5. Make your passwords count. They must be at least 10 characters long and a mix of numbers, letters and special characters.

Don't use your name, date of birth, or common words.

Don't use the same password for multiple accounts, as tempting as it may be.

If it's stolen, hackers can use it to access your other accounts. Keep your passwords in a secure place and do not share them with anyone.

6. Back up your computer files. For example, regularly copy important files to an external hard drive. This way, if something goes wrong with your computer, you won't lose everything.

Life is online. Whether you use a smartphone, tablet, laptop or desktop computer, now is a good time to make computer security a habit.

Learn more at OnGuardOnline.gov, the federal government's site to help you be safe and responsible online.

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The Federal Trade Commission deals with issues that affect the economic life of every American. It is the only federal agency with both consumer protection and competition jurisdiction over broad sectors of the economy. The FTC continues to vigorously and effectively enforce the law; advances consumer interests by sharing expertise with federal and state legislatures and U.S. and international government agencies; develops policy and research tools through hearings, workshops, and conferences; and creates practical, plain-language educational programs for consumers and businesses in a global marketplace where technologies are constantly evolving.

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