Restaurants require a significant investment as well as regular supervision. When claims (resulting from food contamination, food spoilage, etc.) are raised, a restaurant's reputation could be at stake and it will have to deal with the financial perils that accompany lawsuits.

To protect the investment and ongoing effort spent maintaining the establishment, restaurant owners must understand the fundamentals of liability insurance.

For example, not carrying general liability insurance can result in claims that could cost hundreds of thousands of dollars. Other types of insurance relevant to restaurants are liquor liability, workers' compensation, and property insurance. There are different types of insurance that cover the risks that restaurants are exposed to.

A. Exhibitions
B. Recommended Policies
C. Additional coverages
D. Premium Cost Factors

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